Is the “No Fees Stress” a Loan? Here’s the Truth, Check Here

Are you a first-year student in a public tertiary institution in Ghana? If yes, then there’s good news for you! The government has introduced a new policy called the “No Fees Stress” Policy, and it’s here to help.
Recently, many people have been reaching out to GH EDU PRO, asking to know the exact truth about this policy.
Why? Because there’s a lot of confusion around it.
Some people say it’s a loan that students will have to pay back in the future.
Others say it’s free support and not a loan at all.
That’s why GH EDU PRO is here to clear the air and explain what the No Fees Stress Policy really is — in simple terms.
Loan or Not a Loan?
Let’s clear up the confusion — the No Fees Stress Policy is not a loan. You do not have to pay it back. It is not something you will owe in the future.
What Is the Policy About?
This is a government support program to help first-year students who gained admission in the 2024–2025 academic year. The goal is to cover or reduce academic user fees for students in public tertiary schools.
Who Can Apply?
You qualify if:
- You are a first-year student
- You are in a public tertiary institution (university, college of education, or nursing training college)
- You are pursuing a diploma or degree program
- You were admitted in the 2024–2025 academic year
If you’re in any of these, you’re eligible to apply. How to Apply
The application process is online and simple:
- Visit the portal: nofeestress.sltf.gov.gh
- Fill out the form with your admission details
- Submit your application
Your information will be checked with your school to confirm your admission status.
A government message released on May 12, 2025, stated that the Student Loan Transfer Fund will re-embed academic user fees for first-year students through this policy.
Tell a friend! This is a great opportunity for students to start their education without the stress of paying fees.